Adsense in India Best Bank For Currency Conversion SBI Vs Others

Which is the Best bank in India for Transferring Foreign Currency to Indian Bank Account, Like Transferring Your Adsense Revenue to Indian Bank Account

Adsense Payment India

If you are in this page means you probably have an adsense account for your Blog,Website or YouTube channel. As you know Adsense payments were first delivered through Cheque in India. Now Google changed it to direct money transfer to your account through NEFT fund transfer. You have to submit your bank account number, IFSC and SWIFT BIC codes. Sometimes you have to provide intermediate bank code.
When I first reached my threshold amount the fund was transfered to my Federal Bank account. For USD transfer it needs the intermediate bank account details. What it does is if an amount of 1000$ is transfered to your account a commission is deducted by the intermediate bank. In this case you will lose about 25$ from your 1000$ Payment. Also a 105 Indian rupee will be debited from your account as a service charge by Federal Bank.
This is applicable to all private banks in India.
In my case I transfered 123$ from adsense account to my Federal bank account. Only 121$ is reached to my account. After the conversion Federal bank has taken 105 Indian Rupees for the service. It also takes more than 4 days to reach to my account.

Whether Adsense is Taking any service charge for sending money to your Bank Account?

Absolutely not. I checked in the INTERNET and understood that there is no charges for transferring money to our bank account.
Then I changed my Bank account details to SBI. In case of SBI there is no need of an Intermediate bank for Foreign currency conversion. Just Account number, IFSC and SWIFT BIC is needed. The SWIFT BIC can be get from your bank or just send a mail to your bank. They will reply to you with your BIC code.
Recently Google sent me 111.11$ to my bank account. to my surprise the Full amount of 111.11$ has reached my account on 23rd of that month. Just within two days. After that two service charges are debited namely Forex Txn commision (50 Rs) and Forex Txn service (37.50 Rs). Still Less than the 100 service charge taking by Federal bank and other private bank and all money transfered by Google has reached my account.

Which is the Best Bank Acount for Transferring Adsense Money in India?

In my Opinion it is SBI.
If I am wrong and if there a bank which takes less service charge in India let me know from the comments.


  1. I agree with you, but In my case SBI deducted $20 from actual payment in case of payment more than 500$, (This will happens with 2 times). I can not under stand how SBI calculating the fees.
    As per my experience: BELOW $500 charge ONLY Forex Txn commision and Forex Txn service
    ABOVE $500 deducted $20 from actual payment then charge Forex Txn commision and Forex Txn service.(Many people face this issue)

    Actually they do not mention this things anywhere on their official website. Also staff not able explain this matter.

    If you have any further details please update it.



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VideoAdept: Adsense in India Best Bank For Currency Conversion SBI Vs Others
Adsense in India Best Bank For Currency Conversion SBI Vs Others
Which is the Best bank in India for Transferring Foreign Currency to Indian Bank Account, Like Transferring Your Adsense Revenue to Indian Bank Account
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